Emergency Fund in 2026: The Real Calculation (Not “Just 6 Months”) for Indian Households
An emergency fund is one of the most critical components of financial planning, yet most advice remains generic. The common suggestion of saving “3–6 months of expenses” often ignores real-life factors like EMIs, dependents, job stability, and rising living costs. A structured approach to emergency fund sizing India helps households create a realistic financial safety … Read more