Under the PM-KISAN scheme, eligible farmers receive ₹6,000 per year in three installments of ₹2,000 each. However, eKYC verification is mandatory to continue receiving benefits. Without completing eKYC, installment payments can be blocked or delayed.
Many beneficiaries see “eKYC Pending” or “eKYC Failed” status and assume their registration is cancelled. In most cases, the issue is technical and can be resolved quickly if handled correctly.
Understanding the exact error prevents unnecessary visits and delays.
How PM-KISAN eKYC Works
eKYC links your Aadhaar details with your PM-KISAN registration. The system verifies identity through OTP authentication or biometric verification.
The two primary methods are:
| Method | Requirement | Where Done |
|---|---|---|
| OTP-based eKYC | Aadhaar linked mobile number | Online portal |
| Biometric eKYC | Fingerprint authentication | CSC center |
If your Aadhaar is not linked to your mobile number, OTP-based verification will fail.
Step-by-Step eKYC Process (Online Method)
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Visit the official PM-KISAN portal.
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Click on eKYC option.
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Enter Aadhaar number.
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Enter OTP received on registered mobile.
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Confirm submission.
Once completed successfully, status changes to “eKYC Completed.”
Processing may take some time to reflect in beneficiary status section.
Most Common eKYC Errors and How to Fix Them
Here are the most frequent issues farmers face:
| Error Message | Likely Cause | Solution |
|---|---|---|
| eKYC Failed | Aadhaar-mobile not linked | Link Aadhaar with mobile |
| Record Not Found | Aadhaar mismatch | Verify Aadhaar number entered |
| Payment Pending | Bank-Aadhaar mismatch | Update bank seeding |
| Name Mismatch | Spelling differences | Correct Aadhaar or PM-KISAN record |
| Biometric Failed | Fingerprint mismatch | Retry at CSC center |
Identifying the exact error message is critical before taking action.
Aadhaar and Bank Seeding Issue
Even after eKYC completion, payments may fail if Aadhaar is not linked with bank account properly. This is known as Aadhaar seeding.
To verify:
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Visit your bank branch
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Confirm Aadhaar linkage status
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Ensure NPCI mapping is active
If Aadhaar is not correctly mapped to your bank account, installment may remain pending.
Why Installment May Still Be Delayed
Even with completed eKYC, installment may not reflect due to:
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State-level verification pending
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Land record mismatch
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Duplicate beneficiary detection
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Technical system update delay
Most payment delays are administrative rather than permanent disqualification.
How Long Does It Take to Reflect eKYC Status
Typical update timelines:
| Action | Reflection Time |
|---|---|
| OTP-based eKYC | 1–3 days |
| Biometric eKYC | 1–7 days |
| Bank Aadhaar Seeding Update | 3–10 days |
If status does not update beyond 10 working days, escalation may be required.
How to Check Beneficiary Status Properly
To check PM-KISAN status:
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Go to Beneficiary Status section
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Enter Aadhaar or registration number
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Review installment history
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Check eKYC status line
Ensure your Aadhaar number and bank account number are correct in the system.
When to Visit Common Service Center (CSC)
Visit CSC if:
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OTP verification fails repeatedly
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Mobile number not linked to Aadhaar
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Biometric authentication required
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Aadhaar data mismatch needs correction
CSC centers can complete biometric verification even if OTP method fails.
How to Avoid Future Payment Delays
Preventive steps include:
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Keep Aadhaar details updated
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Ensure bank account remains active
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Avoid duplicate PM-KISAN registrations
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Monitor installment dates
Regularly checking beneficiary status reduces surprises during installment release.
Conclusion
PM-KISAN eKYC is mandatory for uninterrupted installment payments. Most “Pending” or “Failed” errors are linked to Aadhaar-mobile mismatch, bank seeding issues, or minor data inconsistencies. Identifying the exact error message and following the correct fix resolves most cases quickly.
Timely verification ensures that eligible farmers continue receiving ₹6,000 annual benefit without disruption.
FAQs
Is eKYC compulsory for PM-KISAN?
Yes. Without eKYC, installments may be withheld.
What if my Aadhaar is not linked to mobile?
You must update mobile linkage through Aadhaar enrollment center or use biometric verification at CSC.
Why is payment pending even after eKYC?
Possible reasons include Aadhaar-bank mismatch or state-level verification delay.
Can I complete eKYC offline?
Yes. Biometric verification at authorized CSC centers is available.